Limited company buy-to-let mortgages in North Belfast & Northern Ireland

Your home may be repossessed if you do not keep up repayments on your mortgage.
Taxation advice, Estate planning, inheritance tax planning and Some Buy to Let Mortgages are not regulated by the Financial Conduct Authority
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

Limited Company Mortgages North Belfast

At The Mortgage Centre (NI), we have seen a significant rise in the number of limited company buy-to-let mortgage applications being submitted. 

We specialise in arranging buy-to-let mortgages for limited companies and have the expertise to help you find the right product to suit your individual requirements.

Our team has an in-depth knowledge of limited company lenders and their product criteria, so we are ideally placed to help you find the perfect buy-to-let mortgage. You can use our specialist buy-to-let service to compare products and apply for your limited company mortgage online.

Limited company benefits

There are several benefits to using a corporate structure for running a buy-to-let property business. Many landlords opt to use a limited company as it can be financially advantageous and tax-efficient. Since the government announced the phasing out of mortgage interest tax relief by 2020, there are now more reasons to consider the buy-to-let limited company route to reduce tax liabilities.

  1. Mortgage interest is considered an expense and can be fully offset against rental income received by the limited company
  2. Profits within the limited company are liable to corporation tax rather than personal tax
  3. Dividend allowance and directors' loans can make withdrawing profit more tax-efficient via a limited company
  4. Limited company profits can be re-invested to expand a portfolio without additional tax
  5. Options for inheritance tax planning between parents and children

Expert advice service

If you're a limited company and need advice on buy-to-let mortgages in North Belfast & Northern Ireland, why not call us to discuss your mortgage requirements and receive expert advice?

Fill in the call-back request form, or give us a call on 028 793 000 88.

Free Initial in-depth Mortgage consultation Belfast

As experienced mortgage adviser in Belfast we can advise you on a wide range of mortgage & insurance products and can deal with any case – however big or small, throughout Northern Ireland. Get In touch today.