Your home may be repossessed if you do not keep up repayments on your mortgage.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Help to buy scheme in North Belfast & Northern Ireland

The Mortgage Centre (NI) in Belfast offers The Co-Ownership Housing Association help to buy scheme to first-time buyers, to help lower-income applicants get a foot on the property ladder.

The Co-Ownership Housing association Help to buy scheme

Co-ownership bridges the gap between renting and being able to buy. It is based on a partnership between you and the Co-Ownership Housing Association, enabling you to buy the property that you want, and one that you may otherwise be unable to afford if buying on your own. 

Get the home you want

The Mortgage Centre (NI) has a longstanding relationship with The Co-Ownership Housing Association and our work with expert lenders who have extensive experience in understanding the needs and criteria for applicants. You may even be able to buy your house without any deposit! 

The Co-Ownership Housing Association will buy your home for you and then you will buy back a share from them – starting at 50% and up to a maximum of 90% of the property value (for which you will take out a mortgage). You will pay Co-Ownership a small rental value based on their share of the property.

Discuss your options today

We know how important it is to get the advice you need, so that is why we are happy to offer advice and a free initial consultation, to give you peace of mind. Simply contact our expert adviser today. If it is out of office hours, then that's fine too, if you fill in the contact form, one of our advisers will in touch with you as soon as possible.

Free Initial in-depth Mortgage consultation Belfast

As experienced mortgage adviser in Belfast we can advise you on a wide range of mortgage & insurance products and can deal with any case – however big or small, throughout Northern Ireland. Get In touch today.

The Mortgage Centre (NI)

5a Westland Road,
Belfast, County Antrim,
Northern Ireland
BT14 6NH

07877 130 022

02890 020 599

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
The Mortgage Centre (NI) is a trading style of Neil Allan who is an appointed representative of Quilter Mortgage Planning, which is authorised and regulated by the Financial Conduct Authority. Quilter Mortgage Planning is entered on the FCA register ( under reference 565294.