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Your home may be repossessed if you do not keep up repayments on your mortgage.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Mortgage advice in Belfast
& across Northern Ireland

The Mortgage Centre (NI) offers a range of mortgage products and services, alongside expert mortgage advice. We take a whole of mortgage market approach, sourcing the ideal mortgage products based on your specific needs, and will recommend how best to implement your chosen mortgage plans. 

First time buyers icon

First Time Buyers

Re-mortgages icon

Re-mortgages

Buy to let icon

Buy to Let

Moving house icon

Moving House

Your home may be repossessed if you do not keep up repayments on your mortgage.
 
The Financial Conduct Authority do not regulate Buy to Let mortgages.
 
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

 

First Time Buyers

If you’re a first time buyer, we are here to help you to navigate available mortgages based on your budget, needs and circumstances and advise the options that would suit you best. 

At The Mortgage Centre (NI) we know that buying your first home is an exciting time, but it can also be a stressful and daunting process. That’s why we are on hand to help guide you through the process and support you every step of the way.

Building Relationships for first time buyers

If you're a first time buyer in Belfast or anywhere in Northern Ireland or Britain, we offer expert mortgage advice and have an excellent reputation and clients across the country. It is our priority to get first time buyers into their ideal homes quickly and seamlessly.

We have access to state-of-the-art mortgage sourcing systems to ensure you get access to the most suitable schemes. Meanwhile, we work hard to maintain an excellent working relationship with our lenders, which means that we are often able to offer special rates and products from the major lenders in the United Kingdom and more specifically Northern Ireland.

We can advise you on:

AIP (Agreement in Principle/ Proof of Mortgage Funding)

Lenders application processes and forms

Advise you on the required documents

Valuation Types and costs

Mortgage offer and next steps

Legal services and recommended solicitors

Completion and first payments

Required and recommended insurance solutions

Re-mortgages

If you’re looking to switch to another lender or find a better deal for your existing mortgage, we can help you to find the right deal to suit your circumstances.

The Mortgage Centre (NI) in Belfast serving the whole of Northern Ireland, is expert in re-mortgage planning and execution. Using state of the art whole of market mortgage sourcing, We ensure that you get you the most suitable re-mortgage deal to suit your circumstances. 

Finding the right re-mortgage option for you

Our re-mortgage services are designed to help you find the mortgage solution for your current needs whilst also shaping your mortgage for the future. We offer expert advice around mortgage rates, rate duration, fees and loan terms, and then advise you on the most suitable products for your circumstances and budget.

Our re-mortgaging service includes:

Expert guidance throughout the entire process - from initial quote to completion

Remortgage
deals to suit your
requirements

Remortgage deals to suit your requirements

Mortgage advice with knowledge from all
market sectors

Mortgage advice with knowledge from all market sectors

‘Lender Fee Free’ options available Free Valuations and Free Legal Conveyancing

Re-Mortgaging your home could:

Obtain better interest rates

Reduce monthly payments

Release funds from your property

Raise or reduce your mortgage term

Consolidate debts through the funds obtained**

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
 
**Securing short term debt against a long term borrowing plan will invariably make the cost of this borrowing more expensive over the full term. 

Buy to Let

If you’re planning to buy a property to rent out, we will help you to decide which products are right for you based on expected rental income and interest rates. 

As a specialist buy to let mortgage adviser, we source from the whole of the market to find the most suitable deal to suit your specific requirements. We can also arrange finance for: 

  • Auction finance
  • First time buyers
  • Homes of multiple occupancy (student properties)
  • Refinancing a property within 6 months of purchase
  • Limited company purchase and portfolio lending (England only)  

A flexible, accessible approach to buy to let mortgages in Belfast

While many lenders stipulate that you must be a homeowner before being a buy-to-let client, The Mortgage Centre (NI) has access to products for first time buyer landlords. Additionally, your loan will be assessed on its expected rental return rather than on your own earned income level. 

Give us a call and I'll give you an idea of the range of deals we can source for you – We will show you our best buy tables at your free initial consultation. 

Our Buy To Let Products Offer:

A broad range of products available for properties in both Northern Ireland and Britain

Highly experienced buy to let adviser

A fast and highly recommended service, from introduction to mortgage offer

Up to 75% loan to value

Extensive knowledge of lender critiera

Access to excellent conveyancing solicitors

First time buyer products available

Moving House

If you’re moving house we will advise you as to which mortgage products are most suitable for you, and help you to navigate the end-to-end process. 

If you already own a house and have an existing mortgage, but are looking to move house, The Mortgage Centre (NI) can help you find the most appropriate new mortgage to suit your circumstances. Offering a whole-of-market sourcing approach, we will ensure that you get the right deal, and that the entire house-moving process is as seamless and stress-free as possible. 

Expert advice service

If you’re moving house in Belfast or Northern Ireland, why not call us to discuss your mortgage requirements and receive expert advice? 

 
Fill in the call-back request form, or give us a call on 028 900 20599.

Get in Touch – initial in-depth consultation for free

As experienced mortgage adviser in Belfast, we can advise you on a wide range of mortgage and insurance products and can deal with any case – however big or small, throughout Northern Ireland.

The Mortgage Centre (NI)

5a Westland Road,
Belfast, County Antrim,
Northern Ireland
BT14 6NH

07877 130 022

02890 020 599

themortgagecentre.ni@gmail.com

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
The Mortgage Centre (NI) is a trading style of Neil Allan who is an appointed representative of Quilter Mortgage Planning, which is authorised and regulated by the Financial Conduct Authority. Quilter Mortgage Planning is entered on the FCA register (http://www.fca.gov.uk/register/) under reference 565294.
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